Your first meeting with one of our retirement specialists is very conversational. Our specialists will ask many questions to determine your financial goals and objectives. A young person or couple may be trying to save monies for a new home or prepare for the expenses that come with raising a teenager while a middle-aged couple is focusing on retirement savings and income. Someone entering retirement may need an income and/or Social Security plan. As individuals, we are all unique and therefore our goals and objectives are unique as well. Once goals and objectives are established, planning can begin.

Once goals and objectives are determined, our retirement specialists work together in helping to create your unique plan. This plan will be designed and reviewed with you and necessary changes will be implemented. Your plan is just that… YOUR plan. The portfolios and products used will be selected carefully and explained fully.

When necessary, our team can work with your estate planning attorney and/or tax professional to make sure we are all on the same page where your unique plan is concerned.

Unfortunately, we can’t create a plan and then set it on auto pilot. Life happens. Situations change. For this reason, it is important to monitor a retirement/financial plan and adjust accordingly. Our team will be there to guide you as you navigate life and strive to reach your personal goals.

A man we knew once said, “If I leave anything for my kids, it’s because I miscalculated!” He then grinned & winked to let us know he was just kidding. Most people want to pass on their wealth to their children, grandchildren or other family members. Realizing this, our team works with you in planning for those you love. Meeting your loved ones and creating a relationship with them is one of our goals. Building these relationships is beneficial and provides your beneficiaries a comforting guide during an otherwise difficult time.